iPOS Transact – Clear Card Tokenization
The iPOS Transact – Clear Card Tokenization API enables secure card tokenization for PCI DSS-compliant third-party applications that handle clear card data.
This API is designed for integrators who collect sensitive cardholder data within their own user interface and need a secure way to tokenize and process it through the iPOSpays platform. Once tokenized using the public key, the resulting encryptedcardtoken can be used to perform transactions using iPOS Transact API
This API is only available to certified platforms that meet PCI DSS requirements for handling clear card data. iPOSpays does not store or process cardholder data on behalf of uncertified applications using this API.
Key Benefits
- Complete Control
Capture card details within your own UI and pass the tokenized data to iPOSpays for processing—ideal for custom portals and billing systems.
- Secure Tokenization
Transforms clear card data into secure tokens using PCI-compliant endpoints.
- Seamless Integration
Works alongside the standard iPOS Transact API, so once the token is received, transactions can proceed without merchant login or hosted pages.
- Built for Certified Systems
Designed exclusively for systems already meeting PCI DSS requirements.
How It Works
- Authenticate
Generate an access token using your API and secret key. This token authorizes your system to interact with the tokenization endpoint.
- Tokenize Card Data
Use the PGP key to encrypt the raw card data (number, expiry, CVV)
- Use Token in iPOS Transact
Send the encrypted card data with the standard iPOS Transact API to initiate sale, refund, or void transactions.